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WOMEN CAR INSURANCE IS NO JOKE
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Home Page > Finance > Insurance > WOMEN CAR INSURANCE IS NO JOKE
WOMEN CAR INSURANCE IS NO JOKE
Posted: Aug 13, 2009 |Comments: 0
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We’ve all heard the old jokes about women drivers. There are hundreds of them. Some of them are funny enough. What’s really funny though is that when it comes to women car insurance the jokes just don’t hold up. In fact, according to most insurance companies women are much less likely to be involved in automobile accidents. As a consequence, prices for women car insurance are usually lower than they are for men. Score one for the women!
But women shouldn’t start feeling too good about it all. Being “better” drivers is fine but it certainly doesn’t mean that women car insurance is not a concern. Women need to have adequate car insurance just as much as men do. Plus, while the pricing advantages are all fine and good, when shopping for women car insurance female buyers have the same options and concerns as their male counterparts.
Of course, you want to get the best price you can. The best way to do that is to shop around. It is not longer difficult to find the best pricing for women car insurance since most of the major insurance carriers have online quotation systems that will provide you with pricing information on the spot. These are no obligation quotes so you are not locked in until you are absolutely ready. You will also need to decide just what kind of coverage you need. Should you invest in comprehensive coverage or will third party car insurance do? Many females feel more at ease when their women car insurance is comprehensive. With comprehensive insurance you are covered even when the damage doesn’t result from driving. That would include situations like theft, vandalism, or weather events.
In terms of pricing, we have already mentioned the advantage with women car insurance. You can get other discounts as well. Most insurance carriers offer preferential pricing programs to drivers with good driving records. You may also be able to receive additional discounts due to age or other factors. The precise price will depend a great deal on the company you select and the coverage you opt for.
Price isn’t the only factor you should consider when buying women car insurance. It pays to take a look at the history of the companies you are considering. All the insurance in the world won’t help you if your carrier won’t, or can’t, pay your claims. Do a little research to get a feel for the track record of your companies in terms of claims history and customer service.
The real point is no matter how good a driver you are or what your gender, you need a good car insurance policy. You may be involved in an accident that is totally out of your control and even the smallest of accidents can result in thousands of dollars worth of damages. With a little research and a small investment in time, you can find a women car insurance policy that fits your needs and gives you the peace of mind of knowing that is something does happen you will be covered.
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Looking for the best insurance for car? Visit us for free tips and information on how to find the right car insurance, car insurance brokers, lady car insurance.
Hank Williams Jr. ]]>
In order to understand the culture of the redneck man, it is necessary to understand the most Southern of sports: NASCAR. It’s more than just cars driving in circles at high speed, punctuated by the occasional crash; it is an integral part of the modern South. In order to really understand both, you must know where NASCAR came from and why it exists.
History of NASCAR
NASCAR (the National Association for Stock Car Auto Racing) really started back just before Prohibition, when hillbilly moonshiners up in the Appalachians found out that the revenuers’ cars were fast enough to get the jump on them. Illegal stills started getting busted, and shine makers started going to jail. Instead of buckling, moonshiners moved their stills further back into the woods and down in the hollers, and they started using cars.
When Prohibition came into effect in 1920, moonshiners started looking beyond outwitting the tax-collecting revenuers and toward shipping ’shine to the cities for real profit. Gangsters – Pretty Boy Floyd, Baby Face Nelson, Capone – started making contact with these good ol’ boys to see if they could get a steady supply of alcohol for their speakeasies and other businesses. And young men, usually the sons or nephews of established moonshiners, started working with stock cars to get the ’shine to town as fast as possible.
These, our redneck forefathers, modified the cars they ordered from magazines or purchased from fledgling dealers in towns to run faster, harder, on rough and smooth surfaces. They experimented with using ’shine as a fuel for a boost in speed, and invented many of the tricks used today in NASCAR. Junior Johnson, one of NASCAR’s earliest legends, spent years running ’shine for his father using scampish tricks later mimicked by Burt Reynolds characters and the Dukes of Hazzard. He invented the famous bootleg turn, the 180-degree spinout sending you careening in the opposite direction, that is used in nearly every movie car chase today, and later as a NASCAR champ discovered how to “draft” another driver to increase his own speed and reduce fuel consumption.
NASCAR was officially born in 1948, a merging of this wild redneck tradition with the more upscale Grand Prix racing imported from Europe, in which mostly concept cars and special sports cars were raced. William France, a racing mechanic, had a notion that stock cars would draw crowds in America, and he incorporated NASCAR in Daytona, from which it quickly grew to the giant it is today.
Today’s NASCAR, industrialized and streamlined and watered down for general consumption, is only a pale imitation of the free-for-all madness our bootlegging ancestors first drove.
NASCAR Rules
While the first NASCAR stock cars were completely unmodified stock cars, the same ones you’d buy off the lot, today’s cars are modified according to strict safety and performance rules.
The rules in NASCAR are both simple and complex. Drivers in the top 43 of each race accumulate points according to a set system. Cups are awarded according to who has accumulated the most points in a set group of races. The Sprint Cup (usually just called the Cup, as it was previously the R.J. Reynolds and the Nextel Cup) is the big prize, and is awarded after a set of 36 races. Other smaller cups are awarded for other groups of races, and each major race has around $4 million total in prize money awarded for that race alone.
Points in the major races (but not all NASCAR races) are awarded not only to the race winner but to each lap leader. If you’ve led at least one lap, you automatically get five bonus points; if you lead the most laps, you get an extra five, for ten bonus points total. Points go to the driver who started the race (replacement drivers get nothing) and to the car owner. Races are generally prefaced either by qualifying trials or by heats, small races that get the crowd warmed up but don’t count toward prizes. Starting order is determined by qualifying time.
The track, once started, is slowed down by yellow caution flags for fender benders, spills, etc.; if something catastrophic happens, the red flag will come down to stop the race until wreckage can be cleared. Green flag means everything is fine. And in most NASCAR races, you’ll see drivers pull off for at least one pit stop; the pit crew works fast to fuel, check, condition, and change tires because the time in pit counts against your time on the track.
A NASCAR Date
So now you have that redneck sweetheart and you really want to impress him? Set up a date for one of the smaller NASCAR races, with barbecue and and chips for your refreshments. Beer is a must, and for that special touch, ask your liquor store for some ’shine, which should be drunk straight but in moderation. Dress any old way you want, park him on the couch, and let him explain all the finer points of the race to you while you both enjoy the race.
The Queens preach that Southern food is the best food in the world, women are here to be worshiped by men, and the unique mystique of Southern women centers around their strength.
Redneck men, you can learn from this. According to the Sweet Potato Queen, this is what redneck women really want:
1. To be fed. Redneck women find comfort in foods from the four main food groups: sweet, salty, fried, and au gratin. This is partly because it’s what they grew up with, and partly because that’s just the tasty kind of food. If you are any kind of cook, even a barbecue cook, feed her with food you cooked yourself. If you also killed it yourself, ask first; some women, even redneck women, can be squeamish about eating Bambi and Thumper.
2. The perfect man. Brown lists out the five different men every woman must have in her life: a man who can fix things; a man you can dance with; a man who can pay for things; a man you can talk to; and a man to have great sex with. Brown says you can’t find all five in a single man, at least in her experience, so women generally need more than one. Which of these five categories do you need to work on?
3. Every woman deserves a tiara. This is deeper than it sounds. Inside almost every girl is the beauty queen who lost, the one who didn’t become prom queen or win the pageant. Now, every girl must discover for herself that she needs a tiara; you can’t give it to her, and no matter how many times you tell her she’s beautiful, she still may not believe it. But you can help her indulge her inner queen by letting her do all the prissy stuff that annoys you. Don’t complain because she takes forever getting ready, and for goodness sake don’t tell her she doesn’t need all that makeup, at least not right away. Instead, be properly appreciative of the trouble she went to. A clue for you: she didn’t do it to impress you. She did it to boost her own self-confidence. Use this information wisely, redneck man.
4. A real man. All that perfect man stuff up above doesn’t mean squat if you can’t protect her at the crucial point. Be a man. Don’t give in to the metrosexual crap, do all the stuff your mama and grandma taught you to do for ladies, and give in to your inner urge to care for her.
You can learn a lot more from The Sweet Potato Queen’s Book of Love, but this little dab of wisdom will get you on the right track with your redneck woman starting out. Bless your heart.
There is no better place to find redneck women than RedneckandSingle.com an online community of over 18,000 single rednecks seeking romance, friendship, adventure, hunting, camping and fishing partners, and NASCAR buddies. Visit http://www.redneckandsingle.com and find your own redneck woman or man.